D
M1 Bank
ClaytonMO
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M1 Bank
Clayton, MO
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Rating D
Asset Quality Index 7.90
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 7.00
Stability Index 3.70
Company Info M1 Bank
Clayton, MO
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FDIC Number 9797
Phone Number (314) 721-2265
Website m1.bank
Asset Quality M1 Bank
Clayton, MO
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1-Year Asset Growth -0.18%
5-Year Asset Growth 58.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet M1 Bank
Clayton, MO
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Total Assets 1.15B
Total Deposits 1.02B
Capital and Reserves M1 Bank
Clayton, MO
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Capital 118.65M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio --
Liquidity M1 Bank
Clayton, MO
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Hot Money Ratio 60.54%
Liquidity Ratio 10.45%
Profitability M1 Bank
Clayton, MO
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5-Year Return on Average Assets 1.86%
Net Income 9.61M
Net Interest Spread 3.68%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 38.30%
Return on Assets 1.68%
Return on Equity 16.75%