C
Bank of Odessa
OdessaMO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of Odessa
Odessa, MO
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 9.70
Stability Index 4.30
Company Info Bank of Odessa
Odessa, MO
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FDIC Number 9803
Phone Number (816) 230-4512
Website www.bankofodessa.us.com
Asset Quality Bank of Odessa
Odessa, MO
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1-Year Asset Growth 7.11%
5-Year Asset Growth 24.76%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 11.78%
Non-Performing Loans to Loans 0.76%
Balance Sheet Bank of Odessa
Odessa, MO
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Total Assets 633.91M
Total Deposits 532.73M
Capital and Reserves Bank of Odessa
Odessa, MO
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Capital 87.70M
Leverage Ratio 14.00
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 25.51
Liquidity Bank of Odessa
Odessa, MO
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Hot Money Ratio 29.47%
Liquidity Ratio 19.79%
Profitability Bank of Odessa
Odessa, MO
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5-Year Return on Average Assets 1.64%
Net Income 9.87M
Net Interest Spread 4.03%
Operating Profit to Average Assets 2.71%
Overhead Efficiency Ratio 31.36%
Return on Assets 2.10%
Return on Equity 15.79%