C
Bank of Odessa
OdessaMO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of Odessa
Odessa, MO
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Rating C
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 9.30
Stability Index 4.30
Company Info Bank of Odessa
Odessa, MO
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FDIC Number 9803
Phone Number (816) 230-4512
Website www.bankofodessa.us.com
Asset Quality Bank of Odessa
Odessa, MO
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1-Year Asset Growth 8.36%
5-Year Asset Growth 24.76%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 7.60%
Non-Performing Loans to Loans 0.64%
Balance Sheet Bank of Odessa
Odessa, MO
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Total Assets 627.76M
Total Deposits 520.27M
Capital and Reserves Bank of Odessa
Odessa, MO
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Capital 84.00M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 24.66
Liquidity Bank of Odessa
Odessa, MO
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Hot Money Ratio 29.27%
Liquidity Ratio 17.79%
Profitability Bank of Odessa
Odessa, MO
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5-Year Return on Average Assets 1.64%
Net Income 6.21M
Net Interest Spread 3.89%
Operating Profit to Average Assets 2.53%
Overhead Efficiency Ratio 33.30%
Return on Assets 1.97%
Return on Equity 15.13%