B
Adams State Bank
Adams,  NE
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Adams State Bank
Adams, NE
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 5.70
Stability Index 5.70
Company Info Adams State Bank
Adams, NE
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FDIC Number 9812
Phone Number (402) 988-2255
Website www.adamsstate.com
Asset Quality Adams State Bank
Adams, NE
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1-Year Asset Growth 0.75%
5-Year Asset Growth 4.43%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.09%
Balance Sheet Adams State Bank
Adams, NE
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Total Assets 70.16M
Total Deposits 54.25M
Capital and Reserves Adams State Bank
Adams, NE
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Capital 11.03M
Leverage Ratio 16.62
Loan Loss Reserves to Loans 0.73%
Risk-Based Capital Ratio --
Liquidity Adams State Bank
Adams, NE
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Hot Money Ratio 22.75%
Liquidity Ratio 23.40%
Profitability Adams State Bank
Adams, NE
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5-Year Return on Average Assets 0.85%
Net Income 557.00K
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.65%
Overhead Efficiency Ratio 53.67%
Return on Assets 1.63%
Return on Equity 10.22%