B
Adams State Bank
Adams,  NE
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
15.62
Return On
Assets
0.92%
Total
Assets
71.38M
Capital
10.61M
Total
Deposits
52.54M
Net
Income
485.00K
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Weiss Ratings Adams State Bank
Adams, NE 		Click to
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.10
Stability Index 6.40
Company Info Adams State Bank
Adams, NE 		Click to
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FDIC Number 9812
Phone Number (402) 988-2255
Website www.adamsstate.com
Asset Quality Adams State Bank
Adams, NE 		Click to
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1-Year Asset Growth -2.33%
5-Year Asset Growth 8.98%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.53%
Non-Performing Loans to Loans 0.00%
Balance Sheet Adams State Bank
Adams, NE 		Click to
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Total Assets 71.38M
Total Deposits 52.54M
Capital and Reserves Adams State Bank
Adams, NE 		Click to
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Capital 10.61M
Leverage Ratio 15.62
Loan Loss Reserves to Loans 0.60%
Risk-Based Capital Ratio --
Liquidity Adams State Bank
Adams, NE 		Click to
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Hot Money Ratio 23.10%
Liquidity Ratio 21.29%
Profitability Adams State Bank
Adams, NE 		Click to
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5-Year Return on Average Assets 0.83%
Net Income 485.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 67.11%
Return on Assets 0.92%
Return on Equity 6.34%