| Weiss Ratings |
Eastern Michigan Bank
Croswell, MI |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 6.40 | |||
| Company Info |
Eastern Michigan Bank
Croswell, MI |
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| FDIC Number | 982 | |||
| Phone Number | (810) 679-2500 | |||
| Website | www.emb.bank | |||
| Asset Quality |
Eastern Michigan Bank
Croswell, MI |
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| 1-Year Asset Growth | 9.79% | |||
| 5-Year Asset Growth | 4.44% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | -- | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.80% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Eastern Michigan Bank
Croswell, MI |
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| Total Assets | 571.78M | |||
| Total Deposits | 475.44M | |||
| Capital and Reserves |
Eastern Michigan Bank
Croswell, MI |
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| Capital | 95.79M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 16.41 | |||
| Liquidity |
Eastern Michigan Bank
Croswell, MI |
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| Hot Money Ratio | 0.72% | |||
| Liquidity Ratio | 54.52% | |||
| Profitability |
Eastern Michigan Bank
Croswell, MI |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 0.00 | |||
| Net Interest Spread | -- | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 0.00% | |||
| Return on Assets | 0.00% | |||
| Return on Equity | 0.00% | |||