| Weiss Ratings |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 982 | |||
| Phone Number | (810) 679-2500 | |||
| Website | www.emb.bank | |||
| Asset Quality |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -9.69% | |||
| 5-Year Asset Growth | 7.86% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.52% | |||
| Non-Performing Loans to Loans | 0.59% | |||
| Balance Sheet |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 504.54M | |||
| Total Deposits | 450.68M | |||
| Capital and Reserves |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 51.58M | |||
| Leverage Ratio | 10.77 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 17.58 | |||
| Liquidity |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.98% | |||
| Liquidity Ratio | 50.94% | |||
| Profitability |
Eastern Michigan Bank
Croswell, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 3.65M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 60.96% | |||
| Return on Assets | 1.40% | |||
| Return on Equity | 14.73% | |||