| Weiss Ratings |
Alden State Bank
Alden, NY |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Alden State Bank
Alden, NY |
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| FDIC Number | 9831 | |||
| Phone Number | (716) 937-3381 | |||
| Website | www.aldenstate.com | |||
| Asset Quality |
Alden State Bank
Alden, NY |
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| 1-Year Asset Growth | 5.62% | |||
| 5-Year Asset Growth | 4.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 4.53% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Alden State Bank
Alden, NY |
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| Total Assets | 446.65M | |||
| Total Deposits | 376.87M | |||
| Capital and Reserves |
Alden State Bank
Alden, NY |
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| Capital | 67.21M | |||
| Leverage Ratio | 15.09 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 24.07 | |||
| Liquidity |
Alden State Bank
Alden, NY |
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| Hot Money Ratio | 16.32% | |||
| Liquidity Ratio | 24.57% | |||
| Profitability |
Alden State Bank
Alden, NY |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 4.12M | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 64.09% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 8.42% | |||