| Weiss Ratings |
Alden State Bank
Alden, NY |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
Alden State Bank
Alden, NY |
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| FDIC Number | 9831 | |||
| Phone Number | (716) 937-3381 | |||
| Website | www.aldenstate.com | |||
| Asset Quality |
Alden State Bank
Alden, NY |
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| 1-Year Asset Growth | 6.74% | |||
| 5-Year Asset Growth | 1.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 7.01% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
Alden State Bank
Alden, NY |
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| Total Assets | 447.84M | |||
| Total Deposits | 377.56M | |||
| Capital and Reserves |
Alden State Bank
Alden, NY |
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| Capital | 67.71M | |||
| Leverage Ratio | 14.97 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 23.85 | |||
| Liquidity |
Alden State Bank
Alden, NY |
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| Hot Money Ratio | 16.52% | |||
| Liquidity Ratio | 23.28% | |||
| Profitability |
Alden State Bank
Alden, NY |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 4.98M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 66.73% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 7.57% | |||