| Weiss Ratings |
Alden State Bank
Alden, NY |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
Alden State Bank
Alden, NY |
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| FDIC Number | 9831 | |||
| Phone Number | (716) 937-3381 | |||
| Website | www.aldenstate.com | |||
| Asset Quality |
Alden State Bank
Alden, NY |
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| 1-Year Asset Growth | 5.41% | |||
| 5-Year Asset Growth | 4.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 4.15% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Alden State Bank
Alden, NY |
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| Total Assets | 441.12M | |||
| Total Deposits | 373.95M | |||
| Capital and Reserves |
Alden State Bank
Alden, NY |
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| Capital | 64.59M | |||
| Leverage Ratio | 15.48 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 23.63 | |||
| Liquidity |
Alden State Bank
Alden, NY |
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| Hot Money Ratio | 13.24% | |||
| Liquidity Ratio | 28.51% | |||
| Profitability |
Alden State Bank
Alden, NY |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 1.10M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 70.96% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 6.86% | |||