A
The St. Henry Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 9.60
Stability Index 7.40
Company Info The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9871
Phone Number (419) 678-2358
Website www.sthenrybank.com
Asset Quality The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 18.43%
5-Year Asset Growth 10.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 4.35%
Non-Performing Loans to Loans 1.07%
Balance Sheet The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 499.46M
Total Deposits 451.54M
Capital and Reserves The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 45.29M
Leverage Ratio 11.90
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.56%
Liquidity Ratio 46.57%
Profitability The St. Henry Bank
Saint Henry, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.12%
Net Income 8.35M
Net Interest Spread 3.63%
Operating Profit to Average Assets 2.38%
Overhead Efficiency Ratio 34.88%
Return on Assets 2.38%
Return on Equity 25.97%