A
The St. Henry Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The St. Henry Bank
Saint Henry, OH
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Rating A
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 9.60
Stability Index 7.20
Company Info The St. Henry Bank
Saint Henry, OH
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FDIC Number 9871
Phone Number (419) 678-2358
Website www.sthenrybank.com
Asset Quality The St. Henry Bank
Saint Henry, OH
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1-Year Asset Growth 21.28%
5-Year Asset Growth 10.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 4.35%
Non-Performing Loans to Loans 1.07%
Balance Sheet The St. Henry Bank
Saint Henry, OH
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Total Assets 480.39M
Total Deposits 428.66M
Capital and Reserves The St. Henry Bank
Saint Henry, OH
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Capital 41.63M
Leverage Ratio 12.16
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity The St. Henry Bank
Saint Henry, OH
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Hot Money Ratio 21.95%
Liquidity Ratio 45.76%
Profitability The St. Henry Bank
Saint Henry, OH
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5-Year Return on Average Assets 2.12%
Net Income 5.29M
Net Interest Spread 3.58%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 37.32%
Return on Assets 2.32%
Return on Equity 24.88%