B
Commercial State Bank of Wagner
WagnerSD
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
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Rating B
Asset Quality Index 4.50
Capitalization Index 9.60
Liquidity Index 3.00
Profitability Index 6.00
Stability Index 6.20
Company Info Commercial State Bank of Wagner
Wagner, SD
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FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
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1-Year Asset Growth 0.08%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 7.83%
Non-Performing Loans to Loans 1.48%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
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Total Assets 249.33M
Total Deposits 217.90M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
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Capital 22.40M
Leverage Ratio 10.75
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
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Hot Money Ratio 29.61%
Liquidity Ratio 12.41%
Profitability Commercial State Bank of Wagner
Wagner, SD
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5-Year Return on Average Assets 1.81%
Net Income 3.56M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 50.65%
Return on Assets 1.41%
Return on Equity 15.79%