B
Commercial State Bank of Wagner
WagnerSD
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 8.10
Stability Index 7.20
Company Info Commercial State Bank of Wagner
Wagner, SD
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FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
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1-Year Asset Growth 1.32%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans -0.20%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 7.67%
Non-Performing Loans to Loans 1.79%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
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Total Assets 252.92M
Total Deposits 217.84M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
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Capital 26.42M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
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Hot Money Ratio 31.29%
Liquidity Ratio 13.67%
Profitability Commercial State Bank of Wagner
Wagner, SD
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5-Year Return on Average Assets 1.69%
Net Income 3.82M
Net Interest Spread 4.07%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 47.54%
Return on Assets 1.99%
Return on Equity 21.13%