B
Commercial State Bank of Wagner
WagnerSD
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
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Rating B
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.70
Stability Index 7.10
Company Info Commercial State Bank of Wagner
Wagner, SD
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FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
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1-Year Asset Growth 1.91%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans -0.41%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 8.56%
Non-Performing Loans to Loans 1.67%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
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Total Assets 253.70M
Total Deposits 221.22M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
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Capital 24.40M
Leverage Ratio 11.28
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
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Hot Money Ratio 30.97%
Liquidity Ratio 10.37%
Profitability Commercial State Bank of Wagner
Wagner, SD
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5-Year Return on Average Assets 1.69%
Net Income 2.62M
Net Interest Spread 3.95%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 48.36%
Return on Assets 2.04%
Return on Equity 22.34%