B
Commercial State Bank of Wagner
WagnerSD
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 7.00
Stability Index 6.30
Company Info Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.02%
5-Year Asset Growth 7.66%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans -0.73%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 4.49%
Non-Performing Loans to Loans 1.47%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 254.21M
Total Deposits 224.80M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 23.45M
Leverage Ratio 11.00
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 29.41%
Liquidity Ratio 13.67%
Profitability Commercial State Bank of Wagner
Wagner, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.69%
Net Income 1.34M
Net Interest Spread 3.83%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 53.99%
Return on Assets 2.08%
Return on Equity 23.29%