B
Commercial State Bank of Wagner
WagnerSD
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
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Rating B
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 7.80
Stability Index 7.20
Company Info Commercial State Bank of Wagner
Wagner, SD
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FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
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1-Year Asset Growth 2.45%
5-Year Asset Growth 5.76%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans -0.15%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 13.04%
Non-Performing Loans to Loans 2.53%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
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Total Assets 255.45M
Total Deposits 211.52M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
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Capital 27.58M
Leverage Ratio 11.46
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
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Hot Money Ratio 31.74%
Liquidity Ratio 8.26%
Profitability Commercial State Bank of Wagner
Wagner, SD
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5-Year Return on Average Assets 1.69%
Net Income 4.67M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 47.48%
Return on Assets 1.82%
Return on Equity 18.81%