B
Commercial State Bank of Wagner
Wagner,  SD
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial State Bank of Wagner
Wagner, SD
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Rating B
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 8.90
Stability Index 7.40
Company Info Commercial State Bank of Wagner
Wagner, SD
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FDIC Number 9932
Phone Number (605) 384-3646
Website www.commercialstate.com/
Asset Quality Commercial State Bank of Wagner
Wagner, SD
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1-Year Asset Growth 2.65%
5-Year Asset Growth 5.76%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans -0.62%
Non-Performing Assets to Assets 2.67%
Non-Performing Loans to Capital 16.61%
Non-Performing Loans to Loans 4.47%
Balance Sheet Commercial State Bank of Wagner
Wagner, SD
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Total Assets 260.43M
Total Deposits 218.75M
Capital and Reserves Commercial State Bank of Wagner
Wagner, SD
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Capital 29.04M
Leverage Ratio 11.82
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity Commercial State Bank of Wagner
Wagner, SD
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Hot Money Ratio 33.30%
Liquidity Ratio 12.47%
Profitability Commercial State Bank of Wagner
Wagner, SD
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5-Year Return on Average Assets 1.63%
Net Income 3.33M
Net Interest Spread 4.51%
Operating Profit to Average Assets 2.69%
Overhead Efficiency Ratio 49.12%
Return on Assets 2.56%
Return on Equity 23.92%