C
F&M Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F&M Bank
Clarksville, TN
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Rating C
Asset Quality Index 8.50
Capitalization Index 6.50
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 7.40
Company Info F&M Bank
Clarksville, TN
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FDIC Number 9963
Phone Number (931) 245-4274
Website www.myfmbank.com/
Asset Quality F&M Bank
Clarksville, TN
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1-Year Asset Growth -9.28%
5-Year Asset Growth 8.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.67%
Non-Performing Loans to Loans 0.22%
Balance Sheet F&M Bank
Clarksville, TN
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Total Assets 1.53B
Total Deposits 1.36B
Capital and Reserves F&M Bank
Clarksville, TN
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Capital 145.21M
Leverage Ratio 8.53
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio 11.82
Liquidity F&M Bank
Clarksville, TN
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Hot Money Ratio 17.97%
Liquidity Ratio 11.71%
Profitability F&M Bank
Clarksville, TN
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5-Year Return on Average Assets 0.93%
Net Income 12.15M
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 71.19%
Return on Assets 0.99%
Return on Equity 11.12%