B
First State Bank of Uvalde
UvaldeTX
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Uvalde
Uvalde, TX
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 4.60
Stability Index 7.60
Company Info First State Bank of Uvalde
Uvalde, TX
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FDIC Number 9978
Phone Number (830) 278-6231
Website www.fsbuvalde.com
Asset Quality First State Bank of Uvalde
Uvalde, TX
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1-Year Asset Growth -4.01%
5-Year Asset Growth 0.64%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 3.78%
Non-Performing Loans to Loans 2.11%
Balance Sheet First State Bank of Uvalde
Uvalde, TX
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Total Assets 1.79B
Total Deposits 1.59B
Capital and Reserves First State Bank of Uvalde
Uvalde, TX
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Capital 195.88M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 1.53%
Risk-Based Capital Ratio --
Liquidity First State Bank of Uvalde
Uvalde, TX
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Hot Money Ratio 37.69%
Liquidity Ratio 41.26%
Profitability First State Bank of Uvalde
Uvalde, TX
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5-Year Return on Average Assets 1.04%
Net Income 13.81M
Net Interest Spread 2.15%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 46.71%
Return on Assets 0.95%
Return on Equity 10.46%