C
Farmers & Merchants Bank of Craig County
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
16.83
Return On
Assets
0.96%
Total
Assets
91.06M
Capital
15.12M
Total
Deposits
75.66M
Net
Income
426.00K
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Weiss Ratings Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 4.60
Stability Index 3.70
Company Info Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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FDIC Number 9986
Phone Number (540) 864-5156
Website www.fmbankcraig.com
Asset Quality Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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1-Year Asset Growth 2.63%
5-Year Asset Growth 8.92%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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Total Assets 91.06M
Total Deposits 75.66M
Capital and Reserves Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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Capital 15.12M
Leverage Ratio 16.83
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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Hot Money Ratio 17.33%
Liquidity Ratio 33.13%
Profitability Farmers & Merchants Bank of Craig County
New Castle, VA 		Click to
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5-Year Return on Average Assets 0.98%
Net Income 426.00K
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 64.80%
Return on Assets 0.96%
Return on Equity 5.69%