Jefferson Security Bank
| Weiss Ratings |
Jefferson Security Bank
Shepherdstown, WV |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 4.10 | |||
| Company Info |
Jefferson Security Bank
Shepherdstown, WV |
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| FDIC Number | 9997 | |||
| Phone Number | (304) 876-9000 | |||
| Website | www.jsb.bank | |||
| Asset Quality |
Jefferson Security Bank
Shepherdstown, WV |
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| 1-Year Asset Growth | 2.62% | |||
| 5-Year Asset Growth | 9.53% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.08% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Jefferson Security Bank
Shepherdstown, WV |
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| Total Assets | 566.07M | |||
| Total Deposits | 522.52M | |||
| Capital and Reserves |
Jefferson Security Bank
Shepherdstown, WV |
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| Capital | 39.08M | |||
| Leverage Ratio | 8.39 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 14.22 | |||
| Liquidity |
Jefferson Security Bank
Shepherdstown, WV |
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| Hot Money Ratio | 16.02% | |||
| Liquidity Ratio | 13.68% | |||
| Profitability |
Jefferson Security Bank
Shepherdstown, WV |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 2.87M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 64.24% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 15.30% | |||