Jefferson Security Bank
| Weiss Ratings |
Jefferson Security Bank
Shepherdstown, WV |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 4.10 | |||
| Company Info |
Jefferson Security Bank
Shepherdstown, WV |
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| FDIC Number | 9997 | |||
| Phone Number | (304) 876-9000 | |||
| Website | www.jsb.bank | |||
| Asset Quality |
Jefferson Security Bank
Shepherdstown, WV |
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| 1-Year Asset Growth | 4.72% | |||
| 5-Year Asset Growth | 9.53% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.57% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Jefferson Security Bank
Shepherdstown, WV |
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| Total Assets | 562.18M | |||
| Total Deposits | 519.12M | |||
| Capital and Reserves |
Jefferson Security Bank
Shepherdstown, WV |
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| Capital | 36.55M | |||
| Leverage Ratio | 8.12 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 13.91 | |||
| Liquidity |
Jefferson Security Bank
Shepherdstown, WV |
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| Hot Money Ratio | 14.69% | |||
| Liquidity Ratio | 8.12% | |||
| Profitability |
Jefferson Security Bank
Shepherdstown, WV |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 4.32M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 67.62% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 13.18% | |||