Jefferson Security Bank
| Weiss Ratings |
Jefferson Security Bank
Shepherdstown, WV |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 4.00 | |||
| Company Info |
Jefferson Security Bank
Shepherdstown, WV |
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| FDIC Number | 9997 | |||
| Phone Number | (304) 876-9000 | |||
| Website | www.jsb.bank | |||
| Asset Quality |
Jefferson Security Bank
Shepherdstown, WV |
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| 1-Year Asset Growth | -3.91% | |||
| 5-Year Asset Growth | 13.10% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.60% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Jefferson Security Bank
Shepherdstown, WV |
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| Total Assets | 554.66M | |||
| Total Deposits | 513.52M | |||
| Capital and Reserves |
Jefferson Security Bank
Shepherdstown, WV |
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| Capital | 34.27M | |||
| Leverage Ratio | 8.02 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 13.70 | |||
| Liquidity |
Jefferson Security Bank
Shepherdstown, WV |
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| Hot Money Ratio | 12.87% | |||
| Liquidity Ratio | 9.65% | |||
| Profitability |
Jefferson Security Bank
Shepherdstown, WV |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 2.96M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 69.83% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 12.35% | |||