| Weiss Ratings |
First City Credit Union
Altadena, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 5.70 | |||
| Company Info |
First City Credit Union
Altadena, CA |
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| NCUA Charter Number | 1 | |||
| Phone Number | (213) 482-3477 | |||
| Website | www.firstcitycu.org | |||
| Asset Quality |
First City Credit Union
Altadena, CA |
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| 1-Year Asset Growth | 2.15% | |||
| 5-Year Asset Growth | 4.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.76% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
First City Credit Union
Altadena, CA |
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| Total Assets | 927.56M | |||
| Total Deposits | 797.47M | |||
| Capital and Reserves |
First City Credit Union
Altadena, CA |
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| Capital | 81.79M | |||
| Leverage Ratio | 13.54 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
First City Credit Union
Altadena, CA |
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| Hot Money Ratio | 9.60% | |||
| Liquidity Ratio | 17.23% | |||
| Profitability |
First City Credit Union
Altadena, CA |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 2.40M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 81.42% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 4.39% | |||