| Weiss Ratings |
First City Credit Union
Altadena, CA |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 6.20 | |||
| Company Info |
First City Credit Union
Altadena, CA |
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| NCUA Charter Number | 1 | |||
| Phone Number | (213) 482-3477 | |||
| Website | www.firstcitycu.org | |||
| Asset Quality |
First City Credit Union
Altadena, CA |
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| 1-Year Asset Growth | -0.19% | |||
| 5-Year Asset Growth | 6.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 3.11% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
First City Credit Union
Altadena, CA |
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| Total Assets | 912.22M | |||
| Total Deposits | 774.52M | |||
| Capital and Reserves |
First City Credit Union
Altadena, CA |
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| Capital | 54.46M | |||
| Leverage Ratio | 13.15 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
First City Credit Union
Altadena, CA |
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| Hot Money Ratio | 7.90% | |||
| Liquidity Ratio | 17.17% | |||
| Profitability |
First City Credit Union
Altadena, CA |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 677.00K | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 80.77% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 4.95% | |||