B
First City Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First City Credit Union
Altadena, CA
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Rating B
Asset Quality Index 9.30
Capitalization Index 5.20
Liquidity Index 4.60
Profitability Index 4.30
Stability Index 5.20
Company Info First City Credit Union
Altadena, CA
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NCUA Charter Number 1
Phone Number (213) 482-3477
Website www.firstcitycu.org
Asset Quality First City Credit Union
Altadena, CA
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1-Year Asset Growth 1.64%
5-Year Asset Growth 4.90%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 0.48%
Balance Sheet First City Credit Union
Altadena, CA
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Total Assets 927.20M
Total Deposits 807.32M
Capital and Reserves First City Credit Union
Altadena, CA
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Capital 70.51M
Leverage Ratio 13.35
Loan Loss Reserves to Loans 1.01%
Liquidity First City Credit Union
Altadena, CA
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Hot Money Ratio 10.22%
Liquidity Ratio 19.21%
Profitability First City Credit Union
Altadena, CA
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5-Year Return on Average Assets 0.92%
Net Income 644.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 83.05%
Return on Assets 0.28%
Return on Equity 3.77%