Delaware State Police Federal Credit Union
Major Rating Factors:
A current level of 5.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9). Good current capitalization (6.2 on a scale of 0 to 10) based on a net capital to total assets of 8.6 and a net worth ratio of 11.3.
Other Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Good (5.5) profitability. Fair liquidity 4.7, driven by a liquidity ratio of 27.1 percent and a “hot money” ratio of 8.1 percent.
Asset Mix:
Consumer loans (18%), home mtgs (14%), securities (7%), comm loans (2%), other (60%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
700 North Bedford Street
Georgetown, DE 19947
Georgetown, DE 19947
Phone Number
(302) 276-8600
NCUA Charter Number
Website
Largest Competitors
Dover, DE
Dover, DE
Seaford, DE
Wilmington, DE
Newark, DE