D
Johnstown School Employees Federal Credit Union
Rating Date
September 2025
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Other Rating Factors: Weak liquidity 2.3, driven by a liquidity ratio of 32.2 percent and a “hot money” ratio of 0.0 percent. A current level of 4.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7).
Asset Mix: Consumer loans (46%), securities (44%), home mtgs (1%), other (9%)
Asset Quality
Non-Performing Loans to Capital
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Corporate Info
Address
738 Viewmont Avenue
Johnstown, PA 15905
Phone Number
(814) 255-6642
NCUA Charter Number