Johnstown School Employees Federal Credit Union

Johnstown, PA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.00
Capitalization Index	10.00
Liquidity Index	2.10
Profitability Index	0.90
Stability Index	6.10

Company Info	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1006
Phone Number	(814) 255-6642
Website	www.jsefcu.com

Asset Quality	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-8.84%
5-Year Asset Growth	-1.78%
5-Year Charge-Offs to Average Loans	0.44%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.25%
Non-Performing Loans to Capital	1.04%
Non-Performing Loans to Loans	0.47%

Balance Sheet	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	6.92M
Total Deposits	5.31M

Capital and Reserves	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
Capital	1.61M
Leverage Ratio	23.25
Loan Loss Reserves to Loans	0.61%

Liquidity	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	7.93%

Profitability	Johnstown School Employees Federal Credit Union Johnstown, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.04%
Net Income	3.00K
Net Interest Spread	2.87%
Operating Profit to Average Assets	0.40%
Overhead Efficiency Ratio	91.30%
Return on Assets	0.17%
Return on Equity	0.75%