C
Southern Middlesex Co Tchrs Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.64
Leverage
Ratio
9.43
Return On
Assets
0.17%
Total
Assets
44.25M
Capital
3.38M
Total
Deposits
40.80M
Net
Income
19.00K
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Weiss Ratings Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 5.30
Liquidity Index 5.50
Profitability Index 2.50
Stability Index 3.80
Company Info Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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NCUA Charter Number 1008
Phone Number (732) 238-8662
Website www.myfavoritecu.com/
Asset Quality Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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1-Year Asset Growth 1.46%
5-Year Asset Growth 4.81%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.14%
Non-Performing Loans to Loans 0.04%
Balance Sheet Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Total Assets 44.25M
Total Deposits 40.80M
Capital and Reserves Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Capital 3.38M
Leverage Ratio 9.43
Loan Loss Reserves to Loans 0.58%
Liquidity Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Hot Money Ratio 6.31%
Liquidity Ratio 37.42%
Profitability Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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5-Year Return on Average Assets 0.32%
Net Income 19.00K
Net Interest Spread 2.00%
Operating Profit to Average Assets 0.18%
Overhead Efficiency Ratio 90.15%
Return on Assets 0.17%
Return on Equity 2.33%