C
Southern Middlesex Co Tchrs Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.69
Leverage
Ratio
9.90
Return On
Assets
1.04%
Total
Assets
46.84M
Capital
4.54M
Total
Deposits
42.25M
Net
Income
238.00K
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Weiss Ratings Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 7.00
Liquidity Index 5.10
Profitability Index 4.00
Stability Index 4.50
Company Info Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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NCUA Charter Number 1008
Phone Number (732) 238-8662
Website www.myfavoritecu.com/
Asset Quality Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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1-Year Asset Growth 4.17%
5-Year Asset Growth 5.19%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Total Assets 46.84M
Total Deposits 42.25M
Capital and Reserves Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Capital 4.54M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 0.73%
Liquidity Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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Hot Money Ratio 7.23%
Liquidity Ratio 32.81%
Profitability Southern Middlesex Co Tchrs Federal Credit Union
East Brunswick, NJ 		Click to
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5-Year Return on Average Assets 0.36%
Net Income 238.00K
Net Interest Spread 2.74%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 65.30%
Return on Assets 1.04%
Return on Equity 10.99%