| Weiss Ratings |
Veridian Credit Union
Waterloo, IA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Veridian Credit Union
Waterloo, IA |
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| NCUA Charter Number | 101 | |||
| Phone Number | (319) 236-5600 | |||
| Website | www.veridiancu.org | |||
| Asset Quality |
Veridian Credit Union
Waterloo, IA |
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| 1-Year Asset Growth | 8.72% | |||
| 5-Year Asset Growth | 12.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 5.18% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Veridian Credit Union
Waterloo, IA |
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| Total Assets | 7.56B | |||
| Total Deposits | 6.37B | |||
| Capital and Reserves |
Veridian Credit Union
Waterloo, IA |
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| Capital | 773.61M | |||
| Leverage Ratio | 10.81 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
Veridian Credit Union
Waterloo, IA |
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| Hot Money Ratio | 29.05% | |||
| Liquidity Ratio | 12.75% | |||
| Profitability |
Veridian Credit Union
Waterloo, IA |
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| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 23.87M | |||
| Net Interest Spread | 2.81% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 60.71% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 12.54% | |||
