| Weiss Ratings |
Veridian Credit Union
Waterloo, IA |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
Veridian Credit Union
Waterloo, IA |
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| NCUA Charter Number | 101 | |||
| Phone Number | (319) 236-5600 | |||
| Website | www.veridiancu.org | |||
| Asset Quality |
Veridian Credit Union
Waterloo, IA |
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| 1-Year Asset Growth | 7.41% | |||
| 5-Year Asset Growth | 12.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.47% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Veridian Credit Union
Waterloo, IA |
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| Total Assets | 7.72B | |||
| Total Deposits | 6.38B | |||
| Capital and Reserves |
Veridian Credit Union
Waterloo, IA |
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| Capital | 828.55M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Veridian Credit Union
Waterloo, IA |
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| Hot Money Ratio | 29.97% | |||
| Liquidity Ratio | 8.65% | |||
| Profitability |
Veridian Credit Union
Waterloo, IA |
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| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 72.72M | |||
| Net Interest Spread | 2.89% | |||
| Operating Profit to Average Assets | 1.48% | |||
| Overhead Efficiency Ratio | 58.41% | |||
| Return on Assets | 1.28% | |||
| Return on Equity | 12.35% | |||