B
Central Jersey Police & Fire Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.46
Leverage
Ratio
14.95
Return On
Assets
1.63%
Total
Assets
47.31M
Capital
6.84M
Total
Deposits
40.18M
Net
Income
565.00K
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Weiss Ratings Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 9.50
Stability Index 6.30
Company Info Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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NCUA Charter Number 1014
Phone Number (609) 570-8155
Website cjpolicefirefcu.org
Asset Quality Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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1-Year Asset Growth 5.28%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.71%
Non-Performing Loans to Loans 0.67%
Balance Sheet Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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Total Assets 47.31M
Total Deposits 40.18M
Capital and Reserves Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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Capital 6.84M
Leverage Ratio 14.95
Loan Loss Reserves to Loans 0.76%
Liquidity Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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Hot Money Ratio 12.99%
Liquidity Ratio 20.92%
Profitability Central Jersey Police & Fire Federal Credit Union
Hamilton, NJ 		Click to
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5-Year Return on Average Assets 0.89%
Net Income 565.00K
Net Interest Spread 3.43%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 52.84%
Return on Assets 1.63%
Return on Equity 11.83%