ANECA Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.4 has resulted in Fair (4.1) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a net capital to total assets of 10.1 and a net worth ratio of 13.0. A current level of 13.0 percent of nonperforming loans to core capital contributes to the Good asset quality (6.4).
Asset Mix:
Comm loans (23%), home mtgs (22%), consumer loans (15%), securities (5%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4361 Youree Drive
Shreveport, LA 71105
Shreveport, LA 71105
Phone Number
(318) 698-6000
NCUA Charter Number
Website
Largest Competitors
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA