Niagara Regional Federal Credit Union

North Tonawanda, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	10.00
Capitalization Index	5.70
Liquidity Index	5.30
Profitability Index	4.20
Stability Index	3.10

Company Info	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1023
Phone Number	(716) 694-7344
Website	www.niagararegionalfcu.org

Asset Quality	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.44%
5-Year Asset Growth	2.11%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	37.52M
Total Deposits	34.42M

Capital and Reserves	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
Capital	3.02M
Leverage Ratio	8.05
Loan Loss Reserves to Loans	0.49%

Liquidity	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	37.69%

Profitability	Niagara Regional Federal Credit Union North Tonawanda, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.04%
Net Income	66.00K
Net Interest Spread	4.15%
Operating Profit to Average Assets	0.74%
Overhead Efficiency Ratio	83.62%
Return on Assets	0.72%
Return on Equity	8.85%