C
Niagara Regional Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.74
Leverage
Ratio
8.76
Return On
Assets
0.81%
Total
Assets
36.49M
Capital
3.19M
Total
Deposits
33.20M
Net
Income
225.00K
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Weiss Ratings Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 6.30
Liquidity Index 4.80
Profitability Index 5.30
Stability Index 3.10
Company Info Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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NCUA Charter Number 1023
Phone Number (716) 694-7344
Website www.niagararegionalfcu.org
Asset Quality Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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1-Year Asset Growth 4.58%
5-Year Asset Growth 2.11%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.19%
Non-Performing Loans to Loans 0.17%
Balance Sheet Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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Total Assets 36.49M
Total Deposits 33.20M
Capital and Reserves Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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Capital 3.19M
Leverage Ratio 8.76
Loan Loss Reserves to Loans 0.43%
Liquidity Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 31.44%
Profitability Niagara Regional Federal Credit Union
North Tonawanda, NY 		Click to
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5-Year Return on Average Assets -0.04%
Net Income 225.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 79.52%
Return on Assets 0.81%
Return on Equity 9.82%