B
St. Josephs Parish Buffalo Federal Credit Union
Buffalo,  NY
Rating Date
July 2025
Net Capital
Ratio
10.54
Leverage
Ratio
10.54
Return On
Assets
0.87%
Total
Assets
170.54M
Capital
17.97M
Total
Deposits
149.43M
Net
Income
367.00K
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Weiss Ratings St. Josephs Parish Buffalo Federal Credit Union
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Rating B
Asset Quality Index 7.10
Capitalization Index 8.60
Liquidity Index 2.80
Profitability Index 6.40
Stability Index 6.30
Company Info St. Josephs Parish Buffalo Federal Credit Union
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NCUA Charter Number 1027
Phone Number (716) 833-9670
Website www.sjpfcu.org
Asset Quality St. Josephs Parish Buffalo Federal Credit Union
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1-Year Asset Growth 10.41%
5-Year Asset Growth 13.05%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 8.44%
Non-Performing Loans to Loans 1.15%
Balance Sheet St. Josephs Parish Buffalo Federal Credit Union
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Total Assets 170.54M
Total Deposits 149.43M
Capital and Reserves St. Josephs Parish Buffalo Federal Credit Union
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Capital 17.97M
Leverage Ratio 10.54
Loan Loss Reserves to Loans 0.50%
Liquidity St. Josephs Parish Buffalo Federal Credit Union
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Hot Money Ratio 27.57%
Liquidity Ratio 24.94%
Profitability St. Josephs Parish Buffalo Federal Credit Union
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5-Year Return on Average Assets 1.47%
Net Income 367.00K
Net Interest Spread 3.04%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 60.41%
Return on Assets 0.87%
Return on Equity 8.25%