B
St. Josephs Parish Buffalo Federal Credit Union
Buffalo,  NY
Rating Date
May 2024
Net Capital
Ratio
10.55
Leverage
Ratio
10.56
Return On
Assets
0.84%
Total
Assets
154.46M
Capital
16.30M
Total
Deposits
135.90M
Net
Income
319.00K
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Weiss Ratings St. Josephs Parish Buffalo Federal Credit Union
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.60
Liquidity Index 2.20
Profitability Index 6.90
Stability Index 5.70
Company Info St. Josephs Parish Buffalo Federal Credit Union
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NCUA Charter Number 1027
Phone Number (716) 833-9670
Website www.sjpfcu.org
Asset Quality St. Josephs Parish Buffalo Federal Credit Union
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1-Year Asset Growth 22.70%
5-Year Asset Growth 13.27%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 6.80%
Non-Performing Loans to Loans 0.88%
Balance Sheet St. Josephs Parish Buffalo Federal Credit Union
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Total Assets 154.46M
Total Deposits 135.90M
Capital and Reserves St. Josephs Parish Buffalo Federal Credit Union
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Capital 16.30M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 0.41%
Liquidity St. Josephs Parish Buffalo Federal Credit Union
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Hot Money Ratio 28.39%
Liquidity Ratio 19.89%
Profitability St. Josephs Parish Buffalo Federal Credit Union
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5-Year Return on Average Assets 1.57%
Net Income 319.00K
Net Interest Spread 2.62%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 60.38%
Return on Assets 0.84%
Return on Equity 7.91%