B
St. Josephs Parish Buffalo Federal Credit Union
Buffalo,  NY
Rating Date
May 2024
Net Capital
Ratio
10.44
Leverage
Ratio
10.45
Return On
Assets
0.96%
Total
Assets
163.74M
Capital
17.10M
Total
Deposits
143.85M
Net
Income
1.12M
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Weiss Ratings St. Josephs Parish Buffalo Federal Credit Union
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.40
Liquidity Index 2.60
Profitability Index 7.20
Stability Index 5.70
Company Info St. Josephs Parish Buffalo Federal Credit Union
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NCUA Charter Number 1027
Phone Number (716) 833-9670
Website www.sjpfcu.org
Asset Quality St. Josephs Parish Buffalo Federal Credit Union
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1-Year Asset Growth 17.80%
5-Year Asset Growth 13.27%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 6.93%
Non-Performing Loans to Loans 0.92%
Balance Sheet St. Josephs Parish Buffalo Federal Credit Union
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Total Assets 163.74M
Total Deposits 143.85M
Capital and Reserves St. Josephs Parish Buffalo Federal Credit Union
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Capital 17.10M
Leverage Ratio 10.45
Loan Loss Reserves to Loans 0.49%
Liquidity St. Josephs Parish Buffalo Federal Credit Union
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Hot Money Ratio 30.34%
Liquidity Ratio 24.17%
Profitability St. Josephs Parish Buffalo Federal Credit Union
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5-Year Return on Average Assets 1.57%
Net Income 1.12M
Net Interest Spread 2.85%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 55.88%
Return on Assets 0.96%
Return on Equity 9.00%