Umico Federal Credit Union
| Weiss Ratings |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 2.10 | |||
| Stability Index | 4.50 | |||
| Company Info |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1028 | |||
| Phone Number | (315) 734-2423 | |||
| Website | www.umicofcu.net | |||
| Asset Quality |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -7.70% | |||
| 5-Year Asset Growth | 1.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.21% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 8.15M | |||
| Total Deposits | 7.30M | |||
| Capital and Reserves |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 849.00K | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 19.47% | |||
| Profitability |
Umico Federal Credit Union
New Hartford, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.06% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.00% | |||
| Overhead Efficiency Ratio | 100.00% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.47% | |||