C
Westerra Credit Union
DenverCO
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Westerra Credit Union
Denver, CO
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Rating C
Asset Quality Index 9.30
Capitalization Index 6.00
Liquidity Index 2.40
Profitability Index 3.60
Stability Index 5.60
Company Info Westerra Credit Union
Denver, CO
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NCUA Charter Number 103
Phone Number (303) 321-4209
Website www.westerracu.com
Asset Quality Westerra Credit Union
Denver, CO
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1-Year Asset Growth 1.19%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.73%
Non-Performing Loans to Loans 0.35%
Balance Sheet Westerra Credit Union
Denver, CO
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Total Assets 2.15B
Total Deposits 1.69B
Capital and Reserves Westerra Credit Union
Denver, CO
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Capital 183.20M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 0.55%
Liquidity Westerra Credit Union
Denver, CO
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Hot Money Ratio 15.08%
Liquidity Ratio 12.04%
Profitability Westerra Credit Union
Denver, CO
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5-Year Return on Average Assets 0.15%
Net Income 2.17M
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 79.54%
Return on Assets 0.41%
Return on Equity 4.85%