C
Waterbury Postal Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
20.89
Leverage
Ratio
21.39
Return On
Assets
-2.72%
Total
Assets
11.09M
Capital
2.32M
Total
Deposits
8.65M
Net
Income
-156.00K
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Weiss Ratings Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 4.70
Stability Index 6.00
Company Info Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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NCUA Charter Number 1032
Phone Number (203) 756-2891
Website www.waterburypostalfcu.org
Asset Quality Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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1-Year Asset Growth -7.82%
5-Year Asset Growth 0.79%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans -0.25%
Non-Performing Assets to Assets 1.21%
Non-Performing Loans to Capital 4.52%
Non-Performing Loans to Loans 4.61%
Balance Sheet Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Total Assets 11.09M
Total Deposits 8.65M
Capital and Reserves Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Capital 2.32M
Leverage Ratio 21.39
Loan Loss Reserves to Loans 3.94%
Liquidity Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 37.12%
Profitability Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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5-Year Return on Average Assets 0.04%
Net Income -156.00K
Net Interest Spread -0.02%
Operating Profit to Average Assets -2.72%
Overhead Efficiency Ratio 58.00%
Return on Assets -2.72%
Return on Equity -13.76%