C
Waterbury Postal Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
19.02
Leverage
Ratio
19.72
Return On
Assets
1.25%
Total
Assets
11.89M
Capital
2.26M
Total
Deposits
9.53M
Net
Income
114.00K
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Weiss Ratings Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 6.20
Stability Index 5.00
Company Info Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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NCUA Charter Number 1032
Phone Number (203) 756-2891
Website www.waterburypostalfcu.org
Asset Quality Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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1-Year Asset Growth -6.29%
5-Year Asset Growth 1.86%
5-Year Charge-Offs to Average Loans 0.81%
Charge-Offs to Average Loans -0.61%
Non-Performing Assets to Assets 1.15%
Non-Performing Loans to Capital 5.69%
Non-Performing Loans to Loans 5.52%
Balance Sheet Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Total Assets 11.89M
Total Deposits 9.53M
Capital and Reserves Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Capital 2.26M
Leverage Ratio 19.72
Loan Loss Reserves to Loans 5.88%
Liquidity Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 30.85%
Profitability Waterbury Postal Employees Federal Credit Union
Waterbury, CT 		Click to
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5-Year Return on Average Assets 0.04%
Net Income 114.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 59.43%
Return on Assets 1.25%
Return on Equity 6.69%