B
Emery Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Emery Federal Credit Union
Cincinnati, OH
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Rating B
Asset Quality Index 10.00
Capitalization Index 6.60
Liquidity Index 2.70
Profitability Index 3.50
Stability Index 5.80
Company Info Emery Federal Credit Union
Cincinnati, OH
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NCUA Charter Number 1034
Phone Number (513) 530-9351
Website www.emeryfcu.org
Asset Quality Emery Federal Credit Union
Cincinnati, OH
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1-Year Asset Growth -0.92%
5-Year Asset Growth 5.64%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.26%
Balance Sheet Emery Federal Credit Union
Cincinnati, OH
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Total Assets 197.44M
Total Deposits 168.74M
Capital and Reserves Emery Federal Credit Union
Cincinnati, OH
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Capital 17.89M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 0.45%
Liquidity Emery Federal Credit Union
Cincinnati, OH
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Hot Money Ratio 14.75%
Liquidity Ratio 14.81%
Profitability Emery Federal Credit Union
Cincinnati, OH
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5-Year Return on Average Assets 0.68%
Net Income 226.00K
Net Interest Spread 3.03%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 85.57%
Return on Assets 0.46%
Return on Equity 5.08%