C
Emery Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.40
Capitalization Index 6.00
Liquidity Index 3.20
Profitability Index 2.20
Stability Index 4.60
Company Info Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1034
Phone Number (513) 530-9351
Website www.emeryfcu.org
Asset Quality Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.37%
5-Year Asset Growth 5.32%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 7.16%
Non-Performing Loans to Loans 0.85%
Balance Sheet Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 201.35M
Total Deposits 178.84M
Capital and Reserves Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 16.89M
Leverage Ratio 8.71
Loan Loss Reserves to Loans 0.63%
Liquidity Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.22%
Liquidity Ratio 18.47%
Profitability Emery Federal Credit Union
Cincinnati, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.38%
Net Income 322.00K
Net Interest Spread 3.27%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 82.28%
Return on Assets 0.32%
Return on Equity 3.86%