| Weiss Ratings |
Richland Federal Credit Union
Sidney, MT |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 8.20 | |||
| Company Info |
Richland Federal Credit Union
Sidney, MT |
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| NCUA Charter Number | 1037 | |||
| Phone Number | (406) 482-2704 | |||
| Website | www.richlandfederalcreditunion.com | |||
| Asset Quality |
Richland Federal Credit Union
Sidney, MT |
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| 1-Year Asset Growth | -1.20% | |||
| 5-Year Asset Growth | 3.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 7.82% | |||
| Non-Performing Loans to Loans | 2.84% | |||
| Balance Sheet |
Richland Federal Credit Union
Sidney, MT |
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| Total Assets | 105.74M | |||
| Total Deposits | 88.97M | |||
| Capital and Reserves |
Richland Federal Credit Union
Sidney, MT |
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| Capital | 16.24M | |||
| Leverage Ratio | 15.55 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
Richland Federal Credit Union
Sidney, MT |
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| Hot Money Ratio | 4.64% | |||
| Liquidity Ratio | 16.75% | |||
| Profitability |
Richland Federal Credit Union
Sidney, MT |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 723.00K | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 73.99% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 6.07% | |||