| Weiss Ratings |
Richland Federal Credit Union
Sidney, MT |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 8.40 | |||
| Company Info |
Richland Federal Credit Union
Sidney, MT |
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| NCUA Charter Number | 1037 | |||
| Phone Number | (406) 482-2704 | |||
| Website | www.richlandfederalcreditunion.com | |||
| Asset Quality |
Richland Federal Credit Union
Sidney, MT |
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| 1-Year Asset Growth | 7.48% | |||
| 5-Year Asset Growth | 4.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 2.85% | |||
| Non-Performing Loans to Loans | 1.07% | |||
| Balance Sheet |
Richland Federal Credit Union
Sidney, MT |
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| Total Assets | 113.64M | |||
| Total Deposits | 96.27M | |||
| Capital and Reserves |
Richland Federal Credit Union
Sidney, MT |
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| Capital | 16.69M | |||
| Leverage Ratio | 15.23 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
Richland Federal Credit Union
Sidney, MT |
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| Hot Money Ratio | 1.55% | |||
| Liquidity Ratio | 21.21% | |||
| Profitability |
Richland Federal Credit Union
Sidney, MT |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 1.00M | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 69.61% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 8.13% | |||