| Weiss Ratings |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 8.40 | |||
| Company Info |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1037 | |||
| Phone Number | (406) 482-2704 | |||
| Website | www.richlandfederalcreditunion.com | |||
| Asset Quality |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.77% | |||
| 5-Year Asset Growth | 4.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 7.02% | |||
| Non-Performing Loans to Loans | 2.66% | |||
| Balance Sheet |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 111.94M | |||
| Total Deposits | 94.78M | |||
| Capital and Reserves |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 16.59M | |||
| Leverage Ratio | 15.16 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Liquidity |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.77% | |||
| Liquidity Ratio | 32.46% | |||
| Profitability |
Richland Federal Credit Union
Sidney, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 670.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 67.15% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 8.21% | |||