B
A A A Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings A A A Federal Credit Union
South Bend, IN
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.50
Liquidity Index 7.00
Profitability Index 4.80
Stability Index 5.80
Company Info A A A Federal Credit Union
South Bend, IN
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NCUA Charter Number 1039
Phone Number (574) 232-8021
Website aaafcu.com
Asset Quality A A A Federal Credit Union
South Bend, IN
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1-Year Asset Growth 1.22%
5-Year Asset Growth 4.44%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.14%
Balance Sheet A A A Federal Credit Union
South Bend, IN
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Total Assets 78.81M
Total Deposits 69.60M
Capital and Reserves A A A Federal Credit Union
South Bend, IN
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Capital 8.82M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 0.82%
Liquidity A A A Federal Credit Union
South Bend, IN
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Hot Money Ratio 4.13%
Liquidity Ratio 45.62%
Profitability A A A Federal Credit Union
South Bend, IN
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5-Year Return on Average Assets 0.33%
Net Income 166.00K
Net Interest Spread 3.66%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 78.65%
Return on Assets 0.85%
Return on Equity 7.60%