A
Desco Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Desco Federal Credit Union
Portsmouth, OH
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Rating A
Asset Quality Index 9.10
Capitalization Index 9.50
Liquidity Index 4.40
Profitability Index 8.40
Stability Index 8.00
Company Info Desco Federal Credit Union
Portsmouth, OH
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NCUA Charter Number 104
Phone Number (740) 354-7791
Website www.descofcu.org
Asset Quality Desco Federal Credit Union
Portsmouth, OH
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1-Year Asset Growth 0.55%
5-Year Asset Growth 10.25%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.93%
Non-Performing Loans to Loans 0.54%
Balance Sheet Desco Federal Credit Union
Portsmouth, OH
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Total Assets 510.91M
Total Deposits 446.31M
Capital and Reserves Desco Federal Credit Union
Portsmouth, OH
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Capital 56.88M
Leverage Ratio 11.83
Loan Loss Reserves to Loans 0.32%
Liquidity Desco Federal Credit Union
Portsmouth, OH
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Hot Money Ratio 12.27%
Liquidity Ratio 31.77%
Profitability Desco Federal Credit Union
Portsmouth, OH
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5-Year Return on Average Assets 0.88%
Net Income 4.68M
Net Interest Spread 4.37%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 71.09%
Return on Assets 1.22%
Return on Equity 11.48%