Huntingtonized Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.8 and a net worth ratio of 16.8. A current level of 7.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 0.9 has resulted in Good (5.5) profitability.
Asset Mix:
Consumer loans (32%), securities (26%), home mtgs (15%), other (26%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
481 Eighth Avenue, West
Huntington, WV 25701
Huntington, WV 25701
Phone Number
(304) 528-2400
NCUA Charter Number
Website
Largest Competitors
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV