CHHE Federal Credit Union
Major Rating Factors:
A current level of 12.1 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Fair asset quality (4.8). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.3 has resulted in Fair (4.6) profitability.
Other Rating Factors:
Excellent current capitalization (7.0 on a scale of 0 to 10) based on a net capital to total assets of 9.5 and a net worth ratio of 0.0. Good liquidity 5.7, driven by a liquidity ratio of 28.5 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (48%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1204 Hal Greer Boulevard
Huntington, WV 25701
Huntington, WV 25701
Phone Number
(304) 525-4145
NCUA Charter Number
Website
Largest Competitors
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV