CHHE Federal Credit Union
Major Rating Factors:
A current level of 9.8 percent of nonperforming loans to core capital combined with 9.8 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.8 on a scale of 0 to 10) based on a net capital to total assets of 10.0 and a net worth ratio of 0.0. Good liquidity 5.5, driven by a liquidity ratio of 27.7 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (50%), other (50%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1204 Hal Greer Boulevard
Huntington, WV 25701
Huntington, WV 25701
Phone Number
(304) 525-4145
NCUA Charter Number
Website
Largest Competitors
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV