B
Fairmont Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fairmont Federal Credit Union
Fairmont, WV
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Rating B
Asset Quality Index 9.20
Capitalization Index 6.00
Liquidity Index 4.00
Profitability Index 5.80
Stability Index 6.30
Company Info Fairmont Federal Credit Union
Fairmont, WV
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NCUA Charter Number 1043
Phone Number (304) 363-5320
Website www.fairmontfcu.com
Asset Quality Fairmont Federal Credit Union
Fairmont, WV
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1-Year Asset Growth 11.05%
5-Year Asset Growth 8.24%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.80%
Non-Performing Loans to Loans 0.31%
Balance Sheet Fairmont Federal Credit Union
Fairmont, WV
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Total Assets 559.52M
Total Deposits 510.47M
Capital and Reserves Fairmont Federal Credit Union
Fairmont, WV
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Capital 43.05M
Leverage Ratio 9.38
Loan Loss Reserves to Loans 0.29%
Liquidity Fairmont Federal Credit Union
Fairmont, WV
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Hot Money Ratio 10.79%
Liquidity Ratio 22.68%
Profitability Fairmont Federal Credit Union
Fairmont, WV
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5-Year Return on Average Assets 0.60%
Net Income 959.00K
Net Interest Spread 3.59%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 80.58%
Return on Assets 0.70%
Return on Equity 9.09%