| Weiss Ratings |
Fairmont Federal Credit Union
Fairmont, WV |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
Fairmont Federal Credit Union
Fairmont, WV |
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| NCUA Charter Number | 1043 | |||
| Phone Number | (304) 363-5320 | |||
| Website | www.fairmontfcu.com | |||
| Asset Quality |
Fairmont Federal Credit Union
Fairmont, WV |
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| 1-Year Asset Growth | 10.42% | |||
| 5-Year Asset Growth | 8.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 3.73% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Fairmont Federal Credit Union
Fairmont, WV |
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| Total Assets | 564.40M | |||
| Total Deposits | 511.56M | |||
| Capital and Reserves |
Fairmont Federal Credit Union
Fairmont, WV |
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| Capital | 47.34M | |||
| Leverage Ratio | 9.51 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Fairmont Federal Credit Union
Fairmont, WV |
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| Hot Money Ratio | 10.99% | |||
| Liquidity Ratio | 22.16% | |||
| Profitability |
Fairmont Federal Credit Union
Fairmont, WV |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 2.44M | |||
| Net Interest Spread | 3.70% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 76.56% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 11.18% | |||