C
Somerville School Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
15.47
Leverage
Ratio
15.47
Return On
Assets
0.28%
Total
Assets
24.46M
Capital
3.78M
Total
Deposits
20.66M
Net
Income
17.00K
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Weiss Ratings Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.80
Profitability Index 1.70
Stability Index 6.70
Company Info Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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NCUA Charter Number 1048
Phone Number (617) 625-8411
Website www.ssefcu.org/
Asset Quality Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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1-Year Asset Growth -8.61%
5-Year Asset Growth -1.24%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.16%
Non-Performing Loans to Loans 0.09%
Balance Sheet Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Total Assets 24.46M
Total Deposits 20.66M
Capital and Reserves Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Capital 3.78M
Leverage Ratio 15.47
Loan Loss Reserves to Loans 0.65%
Liquidity Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Hot Money Ratio 6.54%
Liquidity Ratio 30.47%
Profitability Somerville School Employees Federal Credit Union
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5-Year Return on Average Assets -0.27%
Net Income 17.00K
Net Interest Spread 2.70%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 88.68%
Return on Assets 0.28%
Return on Equity 1.80%