Somerville School Employees Federal Credit Union

Somerville, MA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	6.40
Profitability Index	2.20
Stability Index	6.80

Company Info	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1048
Phone Number	(617) 625-8411
Website	www.ssefcu.org

Asset Quality	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.44%
5-Year Asset Growth	-0.06%
5-Year Charge-Offs to Average Loans	0.02%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.04%
Non-Performing Loans to Capital	0.25%
Non-Performing Loans to Loans	0.11%

Balance Sheet	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	22.53M
Total Deposits	18.62M

Capital and Reserves	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Capital	3.89M
Leverage Ratio	17.26
Loan Loss Reserves to Loans	0.52%

Liquidity	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.41%
Liquidity Ratio	44.94%

Profitability	Somerville School Employees Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.22%
Net Income	18.00K
Net Interest Spread	2.80%
Operating Profit to Average Assets	0.10%
Overhead Efficiency Ratio	96.23%
Return on Assets	0.10%
Return on Equity	0.62%