C
Somerville School Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
15.86
Leverage
Ratio
15.86
Return On
Assets
0.02%
Total
Assets
24.41M
Capital
3.87M
Total
Deposits
20.52M
Net
Income
1.00K
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Weiss Ratings Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 2.80
Stability Index 7.00
Company Info Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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NCUA Charter Number 1048
Phone Number (617) 625-8411
Website www.ssefcu.org
Asset Quality Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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1-Year Asset Growth -0.19%
5-Year Asset Growth -0.06%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.17%
Balance Sheet Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Total Assets 24.41M
Total Deposits 20.52M
Capital and Reserves Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Capital 3.87M
Leverage Ratio 15.86
Loan Loss Reserves to Loans 0.55%
Liquidity Somerville School Employees Federal Credit Union
Somerville, MA 		Click to
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Hot Money Ratio 14.44%
Liquidity Ratio 35.09%
Profitability Somerville School Employees Federal Credit Union
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5-Year Return on Average Assets -0.22%
Net Income 1.00K
Net Interest Spread 2.66%
Operating Profit to Average Assets 0.00%
Overhead Efficiency Ratio 83.48%
Return on Assets 0.02%
Return on Equity 0.10%