B
Deseret First Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.04
Leverage
Ratio
8.06
Return On
Assets
0.72%
Total
Assets
1.22B
Capital
98.05M
Total
Deposits
1.10B
Net
Income
6.41M
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Weiss Ratings Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Rating B
Asset Quality Index 7.00
Capitalization Index 5.70
Liquidity Index 2.00
Profitability Index 7.10
Stability Index 6.00
Company Info Deseret First Federal Credit Union
West Valley City, UT 		Click to
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NCUA Charter Number 105
Phone Number (801) 456-7000
Website www.dfcu.com
Asset Quality Deseret First Federal Credit Union
West Valley City, UT 		Click to
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1-Year Asset Growth 8.78%
5-Year Asset Growth 9.76%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 6.71%
Non-Performing Loans to Loans 0.69%
Balance Sheet Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Total Assets 1.22B
Total Deposits 1.10B
Capital and Reserves Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Capital 98.05M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 0.62%
Liquidity Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Hot Money Ratio 17.64%
Liquidity Ratio 9.23%
Profitability Deseret First Federal Credit Union
West Valley City, UT 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 6.41M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 74.39%
Return on Assets 0.72%
Return on Equity 9.05%