B
Deseret First Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.01
Leverage
Ratio
8.04
Return On
Assets
0.68%
Total
Assets
1.19B
Capital
95.49M
Total
Deposits
1.08B
Net
Income
4.01M
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Weiss Ratings Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 5.60
Liquidity Index 2.00
Profitability Index 6.30
Stability Index 6.00
Company Info Deseret First Federal Credit Union
West Valley City, UT 		Click to
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NCUA Charter Number 105
Phone Number (801) 456-7000
Website www.dfcu.com
Asset Quality Deseret First Federal Credit Union
West Valley City, UT 		Click to
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1-Year Asset Growth 7.66%
5-Year Asset Growth 9.76%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 6.24%
Non-Performing Loans to Loans 0.62%
Balance Sheet Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Total Assets 1.19B
Total Deposits 1.08B
Capital and Reserves Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Capital 95.49M
Leverage Ratio 8.04
Loan Loss Reserves to Loans 0.51%
Liquidity Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Hot Money Ratio 17.17%
Liquidity Ratio 8.72%
Profitability Deseret First Federal Credit Union
West Valley City, UT 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 4.01M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 75.50%
Return on Assets 0.68%
Return on Equity 8.60%