C
Deseret First Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
7.89
Leverage
Ratio
7.93
Return On
Assets
0.67%
Total
Assets
1.18B
Capital
93.30M
Total
Deposits
1.07B
Net
Income
1.94M
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Weiss Ratings Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Rating C
Asset Quality Index 7.50
Capitalization Index 5.60
Liquidity Index 1.50
Profitability Index 5.80
Stability Index 5.00
Company Info Deseret First Federal Credit Union
West Valley City, UT 		Click to
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NCUA Charter Number 105
Phone Number (801) 456-7000
Website www.dfcu.com
Asset Quality Deseret First Federal Credit Union
West Valley City, UT 		Click to
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1-Year Asset Growth 5.95%
5-Year Asset Growth 9.76%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 6.93%
Non-Performing Loans to Loans 0.67%
Balance Sheet Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Total Assets 1.18B
Total Deposits 1.07B
Capital and Reserves Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Capital 93.30M
Leverage Ratio 7.93
Loan Loss Reserves to Loans 0.47%
Liquidity Deseret First Federal Credit Union
West Valley City, UT 		Click to
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Hot Money Ratio 16.92%
Liquidity Ratio 5.29%
Profitability Deseret First Federal Credit Union
West Valley City, UT 		Click to
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5-Year Return on Average Assets 0.82%
Net Income 1.94M
Net Interest Spread 3.55%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 77.88%
Return on Assets 0.67%
Return on Equity 8.39%