A
Freedom United Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Freedom United Federal Credit Union
Rochester, PA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 10.00
Stability Index 8.00
Company Info Freedom United Federal Credit Union
Rochester, PA
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NCUA Charter Number 1050
Phone Number (724) 774-5575
Website freedomunitedfcu.org
Asset Quality Freedom United Federal Credit Union
Rochester, PA
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1-Year Asset Growth 4.06%
5-Year Asset Growth 5.78%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.69%
Non-Performing Loans to Loans 1.09%
Balance Sheet Freedom United Federal Credit Union
Rochester, PA
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Total Assets 92.28M
Total Deposits 75.86M
Capital and Reserves Freedom United Federal Credit Union
Rochester, PA
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Capital 16.28M
Leverage Ratio 17.66
Loan Loss Reserves to Loans 0.87%
Liquidity Freedom United Federal Credit Union
Rochester, PA
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Hot Money Ratio 2.67%
Liquidity Ratio 26.36%
Profitability Freedom United Federal Credit Union
Rochester, PA
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5-Year Return on Average Assets 0.82%
Net Income 1.46M
Net Interest Spread 4.52%
Operating Profit to Average Assets 2.39%
Overhead Efficiency Ratio 50.00%
Return on Assets 2.18%
Return on Equity 12.58%