| Weiss Ratings |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.30 | |||
| Company Info |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1055 | |||
| Phone Number | (310) 632-0100 | |||
| Website | www.schoolsfcu.org | |||
| Asset Quality |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.27% | |||
| 5-Year Asset Growth | 6.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.61% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 188.27M | |||
| Total Deposits | 164.33M | |||
| Capital and Reserves |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 22.32M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.10% | |||
| Liquidity Ratio | 15.06% | |||
| Profitability |
Schools Federal Credit Union
Torrance, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 469.00K | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 81.20% | |||
| Return on Assets | 0.51% | |||
| Return on Equity | 4.25% | |||