| Weiss Ratings |
Schools Federal Credit Union
Torrance, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 7.30 | |||
| Company Info |
Schools Federal Credit Union
Torrance, CA |
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| NCUA Charter Number | 1055 | |||
| Phone Number | (310) 632-0100 | |||
| Website | www.schoolsfcu.org | |||
| Asset Quality |
Schools Federal Credit Union
Torrance, CA |
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| 1-Year Asset Growth | 6.95% | |||
| 5-Year Asset Growth | 6.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.57% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Schools Federal Credit Union
Torrance, CA |
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| Total Assets | 189.77M | |||
| Total Deposits | 164.47M | |||
| Capital and Reserves |
Schools Federal Credit Union
Torrance, CA |
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| Capital | 22.63M | |||
| Leverage Ratio | 11.92 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Liquidity |
Schools Federal Credit Union
Torrance, CA |
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| Hot Money Ratio | 10.45% | |||
| Liquidity Ratio | 13.21% | |||
| Profitability |
Schools Federal Credit Union
Torrance, CA |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 782.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 81.69% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 4.69% | |||