| Weiss Ratings |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 3.90 | |||
| Company Info |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| NCUA Charter Number | 1057 | |||
| Phone Number | (856) 696-2525 | |||
| Website | www.bayatlanticfcu.org | |||
| Asset Quality |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| 1-Year Asset Growth | -0.70% | |||
| 5-Year Asset Growth | 7.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 1.10% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Total Assets | 92.16M | |||
| Total Deposits | 83.74M | |||
| Capital and Reserves |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Capital | 7.88M | |||
| Leverage Ratio | 8.65 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Hot Money Ratio | 0.58% | |||
| Liquidity Ratio | 26.72% | |||
| Profitability |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 172.00K | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 0.79% | |||
| Overhead Efficiency Ratio | 85.13% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 8.90% | |||