| Weiss Ratings |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 2.60 | |||
| Company Info |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| NCUA Charter Number | 1057 | |||
| Phone Number | (856) 696-2525 | |||
| Website | www.bayatlanticfcu.org | |||
| Asset Quality |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| 1-Year Asset Growth | 5.34% | |||
| 5-Year Asset Growth | 7.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.49% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Total Assets | 92.81M | |||
| Total Deposits | 80.04M | |||
| Capital and Reserves |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Capital | 6.62M | |||
| Leverage Ratio | 7.93 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| Hot Money Ratio | 0.41% | |||
| Liquidity Ratio | 29.02% | |||
| Profitability |
Bay Atlantic Federal Credit Union
Vineland, NJ |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 34.00K | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 92.84% | |||
| Return on Assets | 0.15% | |||
| Return on Equity | 2.08% | |||