Jamestown Area Community Federal Credit Union

Jamestown, NY

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	8.10
Liquidity Index	4.80
Profitability Index	8.50
Stability Index	5.30

Company Info	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1059
Phone Number	(716) 483-1650
Website	www.jacfcu.org

Asset Quality	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.09%
5-Year Asset Growth	6.97%
5-Year Charge-Offs to Average Loans	0.04%
Charge-Offs to Average Loans	0.12%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	81.94M
Total Deposits	73.52M

Capital and Reserves	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
Capital	8.35M
Leverage Ratio	10.19
Loan Loss Reserves to Loans	0.46%

Liquidity	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	26.97%

Profitability	Jamestown Area Community Federal Credit Union Jamestown, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.71%
Net Income	993.00K
Net Interest Spread	4.48%
Operating Profit to Average Assets	1.68%
Overhead Efficiency Ratio	63.11%
Return on Assets	1.64%
Return on Equity	16.96%