B
Jamestown Area Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.59
Leverage
Ratio
9.59
Return On
Assets
1.34%
Total
Assets
79.47M
Capital
7.62M
Total
Deposits
71.69M
Net
Income
266.00K
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Weiss Ratings Jamestown Area Community Federal Credit Union
Jamestown, NY 		Click to
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Rating B
Asset Quality Index 9.70
Capitalization Index 6.80
Liquidity Index 4.90
Profitability Index 5.80
Stability Index 4.80
Company Info Jamestown Area Community Federal Credit Union
Jamestown, NY 		Click to
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NCUA Charter Number 1059
Phone Number (716) 483-1650
Website www.jacfcu.org
Asset Quality Jamestown Area Community Federal Credit Union
Jamestown, NY 		Click to
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1-Year Asset Growth 0.51%
5-Year Asset Growth 6.97%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.36%
Non-Performing Loans to Loans 0.22%
Balance Sheet Jamestown Area Community Federal Credit Union
Jamestown, NY 		Click to
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Total Assets 79.47M
Total Deposits 71.69M
Capital and Reserves Jamestown Area Community Federal Credit Union
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Capital 7.62M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 0.48%
Liquidity Jamestown Area Community Federal Credit Union
Jamestown, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 33.16%
Profitability Jamestown Area Community Federal Credit Union
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5-Year Return on Average Assets 0.71%
Net Income 266.00K
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 75.56%
Return on Assets 1.34%
Return on Equity 14.21%