| Weiss Ratings |
Lake Trust Credit Union
Brighton, MI |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Lake Trust Credit Union
Brighton, MI |
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| NCUA Charter Number | 106 | |||
| Phone Number | (888) 267-7200 | |||
| Website | www.laketrust.org | |||
| Asset Quality |
Lake Trust Credit Union
Brighton, MI |
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| 1-Year Asset Growth | 2.53% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 7.82% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
Lake Trust Credit Union
Brighton, MI |
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| Total Assets | 2.71B | |||
| Total Deposits | 2.39B | |||
| Capital and Reserves |
Lake Trust Credit Union
Brighton, MI |
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| Capital | 259.59M | |||
| Leverage Ratio | 11.06 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
Lake Trust Credit Union
Brighton, MI |
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| Hot Money Ratio | 11.04% | |||
| Liquidity Ratio | 9.79% | |||
| Profitability |
Lake Trust Credit Union
Brighton, MI |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 12.12M | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 75.36% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.50% | |||