| Weiss Ratings |
Lake Trust Credit Union
Brighton, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 5.90 | |||
| Company Info |
Lake Trust Credit Union
Brighton, MI |
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| NCUA Charter Number | 106 | |||
| Phone Number | (517) 267-7200 | |||
| Website | www.laketrust.org | |||
| Asset Quality |
Lake Trust Credit Union
Brighton, MI |
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| 1-Year Asset Growth | 1.46% | |||
| 5-Year Asset Growth | 6.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 6.71% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Lake Trust Credit Union
Brighton, MI |
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| Total Assets | 2.67B | |||
| Total Deposits | 2.32B | |||
| Capital and Reserves |
Lake Trust Credit Union
Brighton, MI |
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| Capital | 221.46M | |||
| Leverage Ratio | 10.46 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Liquidity |
Lake Trust Credit Union
Brighton, MI |
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| Hot Money Ratio | 8.61% | |||
| Liquidity Ratio | 14.07% | |||
| Profitability |
Lake Trust Credit Union
Brighton, MI |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 2.26M | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 82.92% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 4.09% | |||