| Weiss Ratings |
Lake Trust Credit Union
Brighton, MI |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
Lake Trust Credit Union
Brighton, MI |
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| NCUA Charter Number | 106 | |||
| Phone Number | (888) 267-7200 | |||
| Website | www.laketrust.org | |||
| Asset Quality |
Lake Trust Credit Union
Brighton, MI |
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| 1-Year Asset Growth | 0.61% | |||
| 5-Year Asset Growth | 6.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 7.88% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Lake Trust Credit Union
Brighton, MI |
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| Total Assets | 2.68B | |||
| Total Deposits | 2.38B | |||
| Capital and Reserves |
Lake Trust Credit Union
Brighton, MI |
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| Capital | 245.37M | |||
| Leverage Ratio | 10.83 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Liquidity |
Lake Trust Credit Union
Brighton, MI |
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| Hot Money Ratio | 9.77% | |||
| Liquidity Ratio | 13.48% | |||
| Profitability |
Lake Trust Credit Union
Brighton, MI |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 3.29M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 79.56% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.45% | |||