| Weiss Ratings |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 2.70 | |||
| Company Info |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| NCUA Charter Number | 1063 | |||
| Phone Number | (808) 877-3232 | |||
| Website | www.vicfcu.org | |||
| Asset Quality |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| 1-Year Asset Growth | 7.01% | |||
| 5-Year Asset Growth | 5.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.47% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Total Assets | 165.25M | |||
| Total Deposits | 152.53M | |||
| Capital and Reserves |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Capital | 10.18M | |||
| Leverage Ratio | 9.29 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Hot Money Ratio | 13.90% | |||
| Liquidity Ratio | 22.52% | |||
| Profitability |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 593.00K | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 69.98% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 12.49% | |||