| Weiss Ratings |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 2.80 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 3.30 | |||
| Company Info |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| NCUA Charter Number | 1063 | |||
| Phone Number | (808) 877-3232 | |||
| Website | www.vicfcu.org | |||
| Asset Quality |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| 1-Year Asset Growth | 7.55% | |||
| 5-Year Asset Growth | 6.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 3.17% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Total Assets | 155.67M | |||
| Total Deposits | 147.56M | |||
| Capital and Reserves |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Capital | 6.91M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Liquidity |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| Hot Money Ratio | 9.75% | |||
| Liquidity Ratio | 24.04% | |||
| Profitability |
Valley Isle Community Federal Credit Union
Kahului, HI |
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| 5-Year Return on Average Assets | 0.25% | |||
| Net Income | 302.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 79.20% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 17.65% | |||