Pioneer Appalachia Federal Credit Union

Charleston, WV

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	9.00
Liquidity Index	4.30
Profitability Index	4.70
Stability Index	6.20

Company Info	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1065
Phone Number	(304) 348-6648
Website	www.pioneerafcu.org

Asset Quality	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.10%
5-Year Asset Growth	3.68%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.17%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	0.77%
Non-Performing Loans to Loans	0.15%

Balance Sheet	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	234.02M
Total Deposits	207.82M

Capital and Reserves	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	25.41M
Leverage Ratio	11.08
Loan Loss Reserves to Loans	0.16%

Liquidity	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.55%
Liquidity Ratio	22.48%

Profitability	Pioneer Appalachia Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.30%
Net Income	588.00K
Net Interest Spread	4.03%
Operating Profit to Average Assets	0.63%
Overhead Efficiency Ratio	84.99%
Return on Assets	0.52%
Return on Equity	4.74%