D
National Institutes of Health Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
6.38
Leverage
Ratio
7.85
Return On
Assets
0.48%
Total
Assets
814.32M
Capital
51.11M
Total
Deposits
744.32M
Net
Income
2.92M
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Weiss Ratings National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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Rating D
Asset Quality Index 9.90
Capitalization Index 4.10
Liquidity Index 3.60
Profitability Index 4.00
Stability Index 2.40
Company Info National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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NCUA Charter Number 1066
Phone Number (301) 718-0208
Website www.nihfcu.org
Asset Quality National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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1-Year Asset Growth 2.85%
5-Year Asset Growth 3.46%
5-Year Charge-Offs to Average Loans 0.63%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.23%
Balance Sheet National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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Total Assets 814.32M
Total Deposits 744.32M
Capital and Reserves National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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Capital 51.11M
Leverage Ratio 7.85
Loan Loss Reserves to Loans 1.05%
Liquidity National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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Hot Money Ratio 10.67%
Liquidity Ratio 14.98%
Profitability National Institutes of Health Federal Credit Union
Rockville, MD 		Click to
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5-Year Return on Average Assets 0.09%
Net Income 2.92M
Net Interest Spread 4.28%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 84.39%
Return on Assets 0.48%
Return on Equity 8.47%