B
City Public Service/IBEW Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.40
Leverage
Ratio
14.71
Return On
Assets
0.64%
Total
Assets
54.09M
Capital
6.71M
Total
Deposits
47.14M
Net
Income
254.00K
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Weiss Ratings City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 5.60
Stability Index 6.50
Company Info City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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NCUA Charter Number 1078
Phone Number (210) 353-2376
Website www.cpsibewfcu.org
Asset Quality City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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1-Year Asset Growth 9.08%
5-Year Asset Growth 4.31%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.16%
Non-Performing Loans to Loans 1.35%
Balance Sheet City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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Total Assets 54.09M
Total Deposits 47.14M
Capital and Reserves City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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Capital 6.71M
Leverage Ratio 14.71
Loan Loss Reserves to Loans 0.48%
Liquidity City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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Hot Money Ratio 15.08%
Liquidity Ratio 20.38%
Profitability City Public Service/IBEW Federal Credit Union
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.88%
Net Income 254.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 80.71%
Return on Assets 0.64%
Return on Equity 5.40%