B
Digital Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Digital Federal Credit Union
Marlborough, MA
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Rating B
Asset Quality Index 6.90
Capitalization Index 6.90
Liquidity Index 2.40
Profitability Index 6.50
Stability Index 5.70
Company Info Digital Federal Credit Union
Marlborough, MA
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NCUA Charter Number 108
Phone Number (508) 804-9705
Website www.dcu.org
Asset Quality Digital Federal Credit Union
Marlborough, MA
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1-Year Asset Growth 5.12%
5-Year Asset Growth 6.19%
5-Year Charge-Offs to Average Loans 0.64%
Charge-Offs to Average Loans 1.02%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 8.63%
Non-Performing Loans to Loans 1.07%
Balance Sheet Digital Federal Credit Union
Marlborough, MA
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Total Assets 12.91B
Total Deposits 11.47B
Capital and Reserves Digital Federal Credit Union
Marlborough, MA
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Capital 1.20B
Leverage Ratio 9.32
Loan Loss Reserves to Loans 1.62%
Liquidity Digital Federal Credit Union
Marlborough, MA
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Hot Money Ratio 7.23%
Liquidity Ratio 12.72%
Profitability Digital Federal Credit Union
Marlborough, MA
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5-Year Return on Average Assets 0.47%
Net Income 23.95M
Net Interest Spread 4.38%
Operating Profit to Average Assets 1.53%
Overhead Efficiency Ratio 66.30%
Return on Assets 0.75%
Return on Equity 8.04%