| Weiss Ratings |
Victoria Federal Credit Union
Victoria, TX |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Victoria Federal Credit Union
Victoria, TX |
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| NCUA Charter Number | 1084 | |||
| Phone Number | (361) 578-2965 | |||
| Website | victoriafcu.org | |||
| Asset Quality |
Victoria Federal Credit Union
Victoria, TX |
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| 1-Year Asset Growth | -2.39% | |||
| 5-Year Asset Growth | -2.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Victoria Federal Credit Union
Victoria, TX |
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| Total Assets | 8.88M | |||
| Total Deposits | 7.66M | |||
| Capital and Reserves |
Victoria Federal Credit Union
Victoria, TX |
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| Capital | 1.16M | |||
| Leverage Ratio | 13.05 | |||
| Loan Loss Reserves to Loans | 0.37% | |||
| Liquidity |
Victoria Federal Credit Union
Victoria, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 36.28% | |||
| Profitability |
Victoria Federal Credit Union
Victoria, TX |
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| 5-Year Return on Average Assets | -0.31% | |||
| Net Income | 31.00K | |||
| Net Interest Spread | 5.32% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 82.35% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 5.39% | |||