C
Atlantic City Electric Company Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.18
Leverage
Ratio
13.83
Return On
Assets
1.42%
Total
Assets
62.93M
Capital
5.78M
Total
Deposits
57.04M
Net
Income
217.00K
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Weiss Ratings Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Rating C
Asset Quality Index 6.50
Capitalization Index 6.70
Liquidity Index 5.60
Profitability Index 5.90
Stability Index 4.10
Company Info Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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NCUA Charter Number 1089
Phone Number (609) 625-6928
Website www.acecefcu.org
Asset Quality Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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1-Year Asset Growth 1.66%
5-Year Asset Growth 0.50%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans -0.23%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 7.21%
Non-Performing Loans to Loans 2.05%
Balance Sheet Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Total Assets 62.93M
Total Deposits 57.04M
Capital and Reserves Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Capital 5.78M
Leverage Ratio 13.83
Loan Loss Reserves to Loans 1.08%
Liquidity Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 36.54%
Profitability Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 217.00K
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 66.04%
Return on Assets 1.42%
Return on Equity 15.95%