B
Atlantic City Electric Company Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.46
Leverage
Ratio
14.49
Return On
Assets
0.96%
Total
Assets
61.60M
Capital
6.44M
Total
Deposits
55.07M
Net
Income
443.00K
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Weiss Ratings Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Rating B
Asset Quality Index 6.50
Capitalization Index 8.40
Liquidity Index 5.20
Profitability Index 6.80
Stability Index 4.40
Company Info Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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NCUA Charter Number 1089
Phone Number (609) 625-6928
Website www.acecefcu.org
Asset Quality Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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1-Year Asset Growth 2.47%
5-Year Asset Growth 0.50%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.47%
Non-Performing Assets to Assets 0.83%
Non-Performing Loans to Capital 7.59%
Non-Performing Loans to Loans 2.31%
Balance Sheet Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Total Assets 61.60M
Total Deposits 55.07M
Capital and Reserves Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Capital 6.44M
Leverage Ratio 14.49
Loan Loss Reserves to Loans 1.25%
Liquidity Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 33.33%
Profitability Atlantic City Electric Company Employees Federal Credit Union
Mays Landing, NJ 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 443.00K
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 70.80%
Return on Assets 0.96%
Return on Equity 10.08%