C
State Department Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.03
Leverage
Ratio
10.67
Return On
Assets
0.24%
Total
Assets
2.90B
Capital
228.02M
Total
Deposits
2.35B
Net
Income
5.24M
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Weiss Ratings State Department Federal Credit Union
Alexandria, VA 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 5.60
Liquidity Index 3.50
Profitability Index 1.90
Stability Index 5.40
Company Info State Department Federal Credit Union
Alexandria, VA 		Click to
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NCUA Charter Number 109
Phone Number (703) 706-5000
Website www.sdfcu.org
Asset Quality State Department Federal Credit Union
Alexandria, VA 		Click to
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1-Year Asset Growth 0.00%
5-Year Asset Growth 6.04%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 5.74%
Non-Performing Loans to Loans 0.98%
Balance Sheet State Department Federal Credit Union
Alexandria, VA 		Click to
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Total Assets 2.90B
Total Deposits 2.35B
Capital and Reserves State Department Federal Credit Union
Alexandria, VA 		Click to
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Capital 228.02M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 1.18%
Liquidity State Department Federal Credit Union
Alexandria, VA 		Click to
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Hot Money Ratio 23.27%
Liquidity Ratio 21.76%
Profitability State Department Federal Credit Union
Alexandria, VA 		Click to
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5-Year Return on Average Assets 0.66%
Net Income 5.24M
Net Interest Spread 2.57%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 72.95%
Return on Assets 0.24%
Return on Equity 3.33%