A
L G & W Federal Credit Union
MemphisTN
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
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Net
Income
Weiss Ratings L G & W Federal Credit Union
Memphis, TN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 8.30
Stability Index 8.40
Company Info L G & W Federal Credit Union
Memphis, TN
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NCUA Charter Number 1096
Phone Number (901) 680-7995
Website www.lgwfcu.com
Asset Quality L G & W Federal Credit Union
Memphis, TN
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1-Year Asset Growth 0.37%
5-Year Asset Growth 2.96%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.46%
Non-Performing Loans to Loans 0.33%
Balance Sheet L G & W Federal Credit Union
Memphis, TN
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Total Assets 111.34M
Total Deposits 87.84M
Capital and Reserves L G & W Federal Credit Union
Memphis, TN
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Capital 22.84M
Leverage Ratio 21.94
Loan Loss Reserves to Loans 0.70%
Liquidity L G & W Federal Credit Union
Memphis, TN
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Hot Money Ratio 9.08%
Liquidity Ratio 37.74%
Profitability L G & W Federal Credit Union
Memphis, TN
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5-Year Return on Average Assets 0.47%
Net Income 1.13M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 66.38%
Return on Assets 1.36%
Return on Equity 6.92%