| Weiss Ratings |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.50 | |||
| Company Info |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| NCUA Charter Number | 1097 | |||
| Phone Number | (912) 236-4400 | |||
| Website | gaheritagefcu.org | |||
| Asset Quality |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 1-Year Asset Growth | 1.94% | |||
| 5-Year Asset Growth | 7.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Total Assets | 151.96M | |||
| Total Deposits | 133.18M | |||
| Capital and Reserves |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Capital | 16.20M | |||
| Leverage Ratio | 10.77 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Liquidity |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Hot Money Ratio | 9.07% | |||
| Liquidity Ratio | 19.97% | |||
| Profitability |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 144.00K | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 79.93% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 3.57% | |||