| Weiss Ratings |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 6.60 | |||
| Company Info |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| NCUA Charter Number | 1097 | |||
| Phone Number | (912) 236-4400 | |||
| Website | gaheritagefcu.org | |||
| Asset Quality |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 1-Year Asset Growth | 6.04% | |||
| 5-Year Asset Growth | 7.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 3.24% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Total Assets | 155.46M | |||
| Total Deposits | 135.92M | |||
| Capital and Reserves |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Capital | 16.52M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Liquidity |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Hot Money Ratio | 11.85% | |||
| Liquidity Ratio | 20.04% | |||
| Profitability |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 464.00K | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 88.29% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.80% | |||