| Weiss Ratings |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| NCUA Charter Number | 1097 | |||
| Phone Number | (912) 236-4400 | |||
| Website | www.gaheritagefcu.org | |||
| Asset Quality |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 1-Year Asset Growth | 15.25% | |||
| 5-Year Asset Growth | 5.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.13% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Total Assets | 149.07M | |||
| Total Deposits | 131.52M | |||
| Capital and Reserves |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Capital | 15.67M | |||
| Leverage Ratio | 10.47 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Liquidity |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| Hot Money Ratio | 8.79% | |||
| Liquidity Ratio | 23.34% | |||
| Profitability |
Georgia Heritage Federal Credit Union
Savannah, GA |
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| 5-Year Return on Average Assets | 0.33% | |||
| Net Income | 296.00K | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 75.40% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 8.09% | |||