B
PAAC Transit Division Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
17.80
Leverage
Ratio
17.82
Return On
Assets
1.55%
Total
Assets
28.24M
Capital
5.03M
Total
Deposits
23.18M
Net
Income
219.00K
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Weiss Ratings PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 7.30
Stability Index 6.40
Company Info PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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NCUA Charter Number 1098
Phone Number (412) 255-1363
Website www.paacfcu.com
Asset Quality PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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1-Year Asset Growth -1.67%
5-Year Asset Growth 0.73%
5-Year Charge-Offs to Average Loans 1.37%
Charge-Offs to Average Loans 1.93%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.45%
Balance Sheet PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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Total Assets 28.24M
Total Deposits 23.18M
Capital and Reserves PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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Capital 5.03M
Leverage Ratio 17.82
Loan Loss Reserves to Loans 1.22%
Liquidity PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 55.65%
Profitability PAAC Transit Division Federal Credit Union
Pittsburgh, PA 		Click to
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5-Year Return on Average Assets 0.37%
Net Income 219.00K
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 48.44%
Return on Assets 1.55%
Return on Equity 8.89%