| Weiss Ratings |
Dow Credit Union
Midland, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 6.50 | |||
| Company Info |
Dow Credit Union
Midland, MI |
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| NCUA Charter Number | 110 | |||
| Phone Number | (989) 835-7794 | |||
| Website | www.dowcreditunion.org | |||
| Asset Quality |
Dow Credit Union
Midland, MI |
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| 1-Year Asset Growth | 9.34% | |||
| 5-Year Asset Growth | 6.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.94% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Dow Credit Union
Midland, MI |
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| Total Assets | 2.34B | |||
| Total Deposits | 2.09B | |||
| Capital and Reserves |
Dow Credit Union
Midland, MI |
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| Capital | 205.80M | |||
| Leverage Ratio | 10.20 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Dow Credit Union
Midland, MI |
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| Hot Money Ratio | 20.92% | |||
| Liquidity Ratio | 19.78% | |||
| Profitability |
Dow Credit Union
Midland, MI |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 11.58M | |||
| Net Interest Spread | 1.75% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 63.68% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 8.37% | |||