C
Dow Credit Union
MidlandMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Dow Credit Union
Midland, MI
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Rating C
Asset Quality Index 10.00
Capitalization Index 5.80
Liquidity Index 3.50
Profitability Index 2.30
Stability Index 6.10
Company Info Dow Credit Union
Midland, MI
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NCUA Charter Number 110
Phone Number (989) 835-7794
Website www.dowcreditunion.org
Asset Quality Dow Credit Union
Midland, MI
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1-Year Asset Growth 6.93%
5-Year Asset Growth 6.22%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.72%
Non-Performing Loans to Loans 0.25%
Balance Sheet Dow Credit Union
Midland, MI
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Total Assets 2.47B
Total Deposits 2.23B
Capital and Reserves Dow Credit Union
Midland, MI
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Capital 205.28M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 0.78%
Liquidity Dow Credit Union
Midland, MI
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Hot Money Ratio 20.14%
Liquidity Ratio 19.04%
Profitability Dow Credit Union
Midland, MI
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5-Year Return on Average Assets 0.50%
Net Income 1.41M
Net Interest Spread 2.07%
Operating Profit to Average Assets 0.18%
Overhead Efficiency Ratio 76.16%
Return on Assets 0.23%
Return on Equity 2.85%